Trojan: How it Attack Your Online Banking, And How To Get Rid Of It

trojan banker on a  credit card

Online banking gained popularity in the late 80’s. till now, banking has been so easy and convenient on the internet except for the risk of data leak with either caused by ignorance of online security tips or spy-wares such as Trojan.
According to Chima Akwaja on his article on leadership.ng, Between the year 2000 and 2014, Nigerian loss on e-fraud was summed to N199 billion due to reckless data management. Malwares like Trojan which happens to be our focus on this article has contributed so much to the leak of online banking data.

What is Trojan?

Trojan is a destructive program, designed to appear harmless, used to trick end users into installing a malware to their computer system. Harkers often send Trojan to people through an attachment file on a well written email, inviting the user to install a program.

What happens when a Trojan is installed?

Well, what happens when a user installed a Trojan depends on the type of Trojan that was installed. There are different types of Trojan and all are designed to serve different purpose. For the sake of this article, I will only focus on a particular type Trojan which is called Trojan-Banker.

Trojan banker is a type of Trojan designed to steal account data for online banking, credit/debit card and e-payment system. when this Trojan is installed on your computer system, the hacker gets full access to your online banking system and am sure you already know what happens next. Too bad! The most ugly part of the whole thing is that most antivirus does not recognize the presence of this programe on your computer, even if they do, they treat it as normal as other programs. Why? Because  Trojans are designed to look harmless!

How to protect yourself from Trojan

You must have gotten the idea of how harmful Trojans are, and I am sure you want to be on a save side. That’s perfect choice! You must not allow hackers steal your banking data anymore.

To protect yourself from Trojan, you must:

1. Install a good antimalware program

Installing a good antimalware software will defend your device against Trojans. There are reasonable number of antimalware program you can find on the internet, both paid and free versions, but I advice you always go for the paid version . why? Free antimalwares softwares do not have full features as the paid ones. For maximum security on your PC/MAC, I refare kaspeskey antivirus, and kerspaskey mobile security for android smartphones. It is not like I am promoting kaspersky lab, but I personally like their products and they have served me better over the years. Yes, they are always reliable but there are still other antimalware programs you can find on the internet that could be as good as karspesky or even better.

2. Avoid downloading cracked/nulled programs

One easy way of carefully downloading Trojans or other malicious programs is by searching and downloading cracked paid programs or website templates from mirror websites. Hackers understands we like free things, and so, they will go extra mile to acquire a paid programs and attach a malware to it before uploading it to websites like 4shared.com for free downloads. If you enjoy searching the web for some free stuffs, think twise! It would be better to contact the programe authors for free demo rather than trying to make illegal use of it.

3. Scan every attachment file on every email you receive before downloading it

If you really care about your online security, you must not download any attachment file sent to you via email attachment when you don’t have a strong antimalware program. One of the ways hackers send Trojan to people is through emails. They will prepare a decisive email with a very attractive subject such as; “money making machine”

What to do when a Trojan is already installed

It’s too bad if you have already installed a Trojan on your system. It has really caused you lots of mess, but do not panic, there is a way out! The good news is; you can now get rid of Trojans in these simple steps:

 Disable system restore, > Install an antimalware programe, > Reboot into safe mode and uninstall all unfamiliar programs, > Run a full virus scan.

Check this wikihow’s article on how to get rid of Trojan and lastly, don’t forget to change all your online banking password.



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Techgetto: Trojan: How it Attack Your Online Banking, And How To Get Rid Of It
Trojan: How it Attack Your Online Banking, And How To Get Rid Of It
Trojan-Banker is a kind of trojan designed to steal your online banking information, credit card and other online transaction data
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